Where can I find my IFSC code?

It is printed on your cheque leaf and passbook, shown in your net banking or mobile banking app under account details, and listed on the bank’s website. You can also search by bank, state, district and branch on this page.

What is the difference between IFSC, MICR and SWIFT codes?

IFSC identifies a branch for electronic transfers inside India (NEFT, RTGS, IMPS). MICR is a 9-digit code printed on cheques for cheque clearing. SWIFT (BIC) identifies a bank for international transfers, and only some branches have one.

Is the IFSC code the same for all branches of a bank?

No. Every branch has its own IFSC. The first four letters are shared by all branches of the bank, but the last six characters are unique to the branch. Use the IFSC of the branch where the beneficiary’s account is held.

What happens if I use the wrong IFSC?

Transfers are credited on the account number, so a wrong IFSC usually makes the payment fail or come back rather than reach someone else. If the IFSC belongs to another bank the transfer is rejected. Check both the account number and IFSC before you send money.

How many banks and branches does this IFSC search cover?

It currently lists 92,741 branches of 1,206 banks, including public and private sector banks, small finance and payments banks, regional rural banks and co-operative banks. If a valid IFSC is not listed yet, your bank can confirm its branch details.

Do I need the IFSC for UPI or IMPS?

UPI payments to a UPI ID or mobile number do not need an IFSC. Paying to a bank account through UPI, IMPS, NEFT or RTGS needs both the account number and the IFSC of the beneficiary’s branch.

IFSC Code Search: Find Any Bank Branch IFSC

An IFSC is the 11-character code that identifies a bank branch for NEFT, RTGS and IMPS transfers. Type an IFSC to see its branch, or pick a bank, state and district to find the code. 92,741 branches of 1,206 banks are listed, free to use with no sign-up.

Or find an IFSC by bank and branch

IFSC codes of major banks

How an IFSC code is built

Take SBIN0001234 as an example of the format:

Part	Example	What it means
Characters 1–4	SBIN	The bank (here, State Bank of India)
Character 5	0	Always zero, kept free for future use
Characters 6–11	001234	The branch; letters or digits

Some co-operative banks do not have their own prefix and use a sponsor bank's instead, for example codes starting HDFC0C… or YESB0… issued to member co-operative banks. The branch pages here name the co-operative bank itself.

All banks, A to Z

5

510 Army Base W/s Credit Co-operative Primary Bank

A

B

C

D

E

F

G

J

K

L

M

N

O

P

Q

Quilon Co-operative Urban Bank

R

S

T

U

V

W

Y

Z

Opening a business current account?

Banks usually ask for proof of the business: a GST certificate, an incorporation certificate or Udyam registration. CorporateWalla's CA team handles these, and keeps your books reconciled to the bank every month.

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Also useful: TDS calculator, GST late fee calculator and EMI calculator.

Frequently asked questions

IFSC (Indian Financial System Code) is an 11-character code the Reserve Bank of India uses to identify a bank branch in NEFT, RTGS and IMPS transfers. The first four letters are the bank, the fifth character is always 0, and the last six identify the branch.

Branch details come from the RBI's published list of NEFT/RTGS-enabled branches, as compiled in open datasets (the Razorpay IFSC dataset and the indian-bank-details package, both MIT-licensed). Closed and merged branches are removed using Razorpay's list of currently valid IFSCs. Last rebuilt 2026-10-11. Banks merge and relocate branches, so confirm the IFSC with your bank, a cheque leaf or your passbook before a high-value transfer. CorporateWalla is not a bank and is not affiliated with any bank listed here.