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IDBI, Kottayam Co Operative Urban Bank Ltd IFSC Code

The IFSC code of IDBI, Kottayam Co Operative Urban Bank Ltd branch (Kottayam, Kerala) is IBKL0027K05 and its MICR code is 686804004.

IFSCIBKL0027K05

Branch details

BankIDBIPrivate sector bank
BranchKottayam Co Operative Urban Bank Ltd
IFSC codeIBKL0027K05
MICR code686804004
AddressKALATHIL BUILDINGS,MUTTAMBALAM P O,KOTTAYAM 686004
CityKottayam
DistrictKottayam
StateKerala
Phone+914812574575
Payment systemsNEFT, RTGS, IMPS, UPI

What IBKL0027K05 tells you

  • IBKL identifies the bank (IDBI).
  • 0, the fifth character, is always zero.
  • 027K05 identifies the Kottayam Co Operative Urban Bank Ltd branch.

To send money to an account at this branch, enter the beneficiary's name, account number and IBKL0027K05 in your bank's app under NEFT, RTGS or IMPS. NEFT and IMPS work for any amount your bank allows; RTGS is for ₹2 lakh and above.

Opening a business current account?

Banks usually ask for proof of the business: a GST certificate, an incorporation certificate or Udyam registration. CorporateWalla's CA team handles these, and keeps your books reconciled to the bank every month.

Frequently asked questions

The IFSC code of IDBI, Kottayam Co Operative Urban Bank Ltd branch in Kottayam, Kerala is IBKL0027K05. Use it with the account number for NEFT, RTGS and IMPS transfers to an account held at this branch.

Branch details come from the RBI's published list of NEFT/RTGS-enabled branches, as compiled in open datasets (the Razorpay IFSC dataset and the indian-bank-details package, both MIT-licensed). Closed and merged branches are removed using Razorpay's list of currently valid IFSCs. Last rebuilt 2026-10-11. Banks merge and relocate branches, so confirm the IFSC with your bank, a cheque leaf or your passbook before a high-value transfer. CorporateWalla is not a bank and is not affiliated with any bank listed here.