What is the MICR code of Indian Overseas Bank, Payakaraopeta?

The MICR code is 533020202. It is printed at the bottom of this branch's cheques and is used for cheque clearing, not for online transfers.

What is the address of Indian Overseas Bank, Payakaraopeta branch?

DOOR NO 13 5 6,MAIN ROAD,OPP CHITRAM,PAYAKARAOPETA 531126, Andhra Pradesh. The phone number on record is 252294.

Which payment systems does IOBA0002312 support?

The record for this branch lists: NEFT, RTGS, IMPS, UPI. Every branch with an IFSC can receive NEFT; RTGS is for amounts of ₹2 lakh and above.

Indian Overseas Bank, Payakaraopeta IFSC Code

The IFSC code of Indian Overseas Bank, Payakaraopeta branch (Vishakhapatnam, Andhra Pradesh) is IOBA0002312 and its MICR code is 533020202.

IFSCIOBA0002312

Branch details

Bank	Indian Overseas BankPublic sector bank
Branch	Payakaraopeta
IFSC code	IOBA0002312
MICR code	533020202
Address	DOOR NO 13 5 6,MAIN ROAD,OPP CHITRAM,PAYAKARAOPETA 531126
City	Payakaraopet
District	Vishakhapatnam
State	Andhra Pradesh
Phone	252294
Payment systems	NEFT, RTGS, IMPS, UPI

What IOBA0002312 tells you

IOBA identifies the bank (Indian Overseas Bank).
0, the fifth character, is always zero.
002312 identifies the Payakaraopeta branch.

To send money to an account at this branch, enter the beneficiary's name, account number and IOBA0002312 in your bank's app under NEFT, RTGS or IMPS. NEFT and IMPS work for any amount your bank allows; RTGS is for ₹2 lakh and above.

Other Indian Overseas Bank branches in Vishakhapatnam

AkkayyapalemIOBA0001915
AnanthavaramIOBA0000726
AtchuthapuramIOBA0001090
BuchaipetaIOBA0001168
GajuwakaIOBA0001648
GullepalleIOBA0002562
Kirlampudi LayoutIOBA0002385
Madhurawada VisakhapatnamIOBA0002196
MakavarapalemIOBA0002603
Market Yard AnakapalleIOBA0001650
Nad JunctionIOBA0001939
NakkapalleIOBA0000294
PrahladapuramIOBA0002908
R O VisakhapatnamIOBA0002010
RajapulovaIOBA0000948
RampuramIOBA0000870
SaripalliIOBA0001651
SeethammadharaIOBA0002910
Sme Visakapatnam KurmannapalemIOBA0002605
Sujatha Nagar VisakhapatnamIOBA0003179
VaddadiIOBA0000371
VisakhapatnamIOBA0000121
Visakhapatnam Jagadambha CentreIOBA0001446
Visakhapatnam Jaggu JunctionIOBA0002606
VisakhapatnammadhavadharaIOBA0002145
VisakhapatnamvudaIOBA0001649

Other banks in Vishakhapatnam

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Frequently asked questions

The IFSC code of Indian Overseas Bank, Payakaraopeta branch in Vishakhapatnam, Andhra Pradesh is IOBA0002312. Use it with the account number for NEFT, RTGS and IMPS transfers to an account held at this branch.

Branch details come from the RBI's published list of NEFT/RTGS-enabled branches, as compiled in open datasets (the Razorpay IFSC dataset and the indian-bank-details package, both MIT-licensed). Closed and merged branches are removed using Razorpay's list of currently valid IFSCs. Last rebuilt 2026-10-11. Banks merge and relocate branches, so confirm the IFSC with your bank, a cheque leaf or your passbook before a high-value transfer. CorporateWalla is not a bank and is not affiliated with any bank listed here.