CorporateWalla logoCorporateWalla

Indian Overseas Bank, Baddowal 17 Fad Baddowal Cantonment IFSC Code

The IFSC code of Indian Overseas Bank, Baddowal 17 Fad Baddowal Cantonment branch (Ludhiana, Punjab) is IOBA0001723 and its MICR code is 142020009.

IFSCIOBA0001723

Branch details

BankIndian Overseas BankPublic sector bank
BranchBaddowal 17 Fad Baddowal Cantonment
IFSC codeIOBA0001723
MICR code142020009
AddressBADDOWAL PIN 142021
CityBaddowal
DistrictLudhiana
StatePunjab
Phone2423809
Payment systemsNEFT, RTGS, IMPS, UPI

What IOBA0001723 tells you

  • IOBA identifies the bank (Indian Overseas Bank).
  • 0, the fifth character, is always zero.
  • 001723 identifies the Baddowal 17 Fad Baddowal Cantonment branch.

To send money to an account at this branch, enter the beneficiary's name, account number and IOBA0001723 in your bank's app under NEFT, RTGS or IMPS. NEFT and IMPS work for any amount your bank allows; RTGS is for ₹2 lakh and above.

Other Indian Overseas Bank branches in Ludhiana

Opening a business current account?

Banks usually ask for proof of the business: a GST certificate, an incorporation certificate or Udyam registration. CorporateWalla's CA team handles these, and keeps your books reconciled to the bank every month.

Frequently asked questions

The IFSC code of Indian Overseas Bank, Baddowal 17 Fad Baddowal Cantonment branch in Ludhiana, Punjab is IOBA0001723. Use it with the account number for NEFT, RTGS and IMPS transfers to an account held at this branch.

Branch details come from the RBI's published list of NEFT/RTGS-enabled branches, as compiled in open datasets (the Razorpay IFSC dataset and the indian-bank-details package, both MIT-licensed). Closed and merged branches are removed using Razorpay's list of currently valid IFSCs. Last rebuilt 2026-10-11. Banks merge and relocate branches, so confirm the IFSC with your bank, a cheque leaf or your passbook before a high-value transfer. CorporateWalla is not a bank and is not affiliated with any bank listed here.