The IFSC code of Jammu and Kashmir Bank, Waterhal branch (Budgam, Jammu and Kashmir) is JAKA0WATHAL and its MICR code is 191051021.
| Bank | Jammu and Kashmir BankPrivate sector bank |
|---|---|
| Branch | Waterhal |
| IFSC code | JAKA0WATHAL |
| MICR code | 191051021 |
| Address | OPP. JAMIA MASJID WATERHAL |
| City | Budgam |
| District | Budgam |
| State | Jammu and Kashmir |
| Phone | +919419009459 |
| Payment systems | NEFT, RTGS, IMPS, UPI |
To send money to an account at this branch, enter the beneficiary's name, account number and JAKA0WATHAL in your bank's app under NEFT, RTGS or IMPS. NEFT and IMPS work for any amount your bank allows; RTGS is for ₹2 lakh and above.
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Branch details come from the RBI's published list of NEFT/RTGS-enabled branches, as compiled in open datasets (the Razorpay IFSC dataset and the indian-bank-details package, both MIT-licensed). Closed and merged branches are removed using Razorpay's list of currently valid IFSCs. Last rebuilt 2026-10-11. Banks merge and relocate branches, so confirm the IFSC with your bank, a cheque leaf or your passbook before a high-value transfer. CorporateWalla is not a bank and is not affiliated with any bank listed here.
