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Jammu and Kashmir Bank, Wathoora IFSC Code

The IFSC code of Jammu and Kashmir Bank, Wathoora branch (Budgam, Jammu and Kashmir) is JAKA0WATHAR and its MICR code is 191051039.

IFSCJAKA0WATHAR

Branch details

BankJammu and Kashmir BankPrivate sector bank
BranchWathoora
IFSC codeJAKA0WATHAR
MICR code191051039
AddressMAIN CHOWK WATHOORA,DISTRICT BUDGAM,J AND K PIN 191113
CityBudgam
DistrictBudgam
StateJammu and Kashmir
Phone+919419061844
Payment systemsNEFT, RTGS, IMPS, UPI

What JAKA0WATHAR tells you

  • JAKA identifies the bank (Jammu and Kashmir Bank).
  • 0, the fifth character, is always zero.
  • WATHAR identifies the Wathoora branch.

To send money to an account at this branch, enter the beneficiary's name, account number and JAKA0WATHAR in your bank's app under NEFT, RTGS or IMPS. NEFT and IMPS work for any amount your bank allows; RTGS is for ₹2 lakh and above.

Other Jammu and Kashmir Bank branches in Budgam

All 48 Jammu and Kashmir Bank branches in Budgam

Other banks in Budgam

Opening a business current account?

Banks usually ask for proof of the business: a GST certificate, an incorporation certificate or Udyam registration. CorporateWalla's CA team handles these, and keeps your books reconciled to the bank every month.

Frequently asked questions

The IFSC code of Jammu and Kashmir Bank, Wathoora branch in Budgam, Jammu and Kashmir is JAKA0WATHAR. Use it with the account number for NEFT, RTGS and IMPS transfers to an account held at this branch.

Branch details come from the RBI's published list of NEFT/RTGS-enabled branches, as compiled in open datasets (the Razorpay IFSC dataset and the indian-bank-details package, both MIT-licensed). Closed and merged branches are removed using Razorpay's list of currently valid IFSCs. Last rebuilt 2026-10-11. Banks merge and relocate branches, so confirm the IFSC with your bank, a cheque leaf or your passbook before a high-value transfer. CorporateWalla is not a bank and is not affiliated with any bank listed here.