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Punjab & Sind Bank, Adityapur IFSC Code

The IFSC code of Punjab & Sind Bank, Adityapur branch (Saraikela-Kharsawan, Jharkhand) is PSIB0021430 and its MICR code is 831023004.

IFSCPSIB0021430

Branch details

BankPunjab & Sind BankPublic sector bank
BranchAdityapur
IFSC codePSIB0021430
MICR code831023004
AddressHEAVEN PALACE, BEHIND MP TOWER, JAMSHEDPUR , DISTT SERAIKELA, KHARSAWAN, JHARKHAND - 831013
CityAdityapur
DistrictSaraikela-Kharsawan
StateJharkhand
Phone+917033542541
Payment systemsNEFT, RTGS, IMPS, UPI

What PSIB0021430 tells you

  • PSIB identifies the bank (Punjab & Sind Bank).
  • 0, the fifth character, is always zero.
  • 021430 identifies the Adityapur branch.

To send money to an account at this branch, enter the beneficiary's name, account number and PSIB0021430 in your bank's app under NEFT, RTGS or IMPS. NEFT and IMPS work for any amount your bank allows; RTGS is for ₹2 lakh and above.

Opening a business current account?

Banks usually ask for proof of the business: a GST certificate, an incorporation certificate or Udyam registration. CorporateWalla's CA team handles these, and keeps your books reconciled to the bank every month.

Frequently asked questions

The IFSC code of Punjab & Sind Bank, Adityapur branch in Saraikela-Kharsawan, Jharkhand is PSIB0021430. Use it with the account number for NEFT, RTGS and IMPS transfers to an account held at this branch.

Branch details come from the RBI's published list of NEFT/RTGS-enabled branches, as compiled in open datasets (the Razorpay IFSC dataset and the indian-bank-details package, both MIT-licensed). Closed and merged branches are removed using Razorpay's list of currently valid IFSCs. Last rebuilt 2026-10-11. Banks merge and relocate branches, so confirm the IFSC with your bank, a cheque leaf or your passbook before a high-value transfer. CorporateWalla is not a bank and is not affiliated with any bank listed here.