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All about net worth certificates

Net Worth Certificate for Visa (US, UK, Schengen, Canada)

Net worth certificate for visa applications (US B1/B2, UK visitor, Schengen, Canada, Australia, NZ). CA-signed, formatted to the consulate checklist, with a UDIN the visa officer can verify.

24 to 72 hours delivery
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Schengen

Net Worth Certificate for Schengen Visa

A Schengen application is judged on two things: whether you can fund the trip, and whether you will come back. The consulate checklist itself typically names bank statements, income tax returns and salary or business proof rather than a net worth certificate — the certificate is supporting evidence. It earns its place where a bank balance understates you, because property, fixed deposits, mutual funds and business interests never show up on a six-month statement. One CA-attested page puts all of it in front of the visa officer at once.

What Schengen consulates typically ask for

There is no single Schengen-wide figure. Each member state sets and publishes its own reference amount for means of subsistence per day of stay, so the threshold for Germany is not the threshold for France or Spain. Check the amount published by the state you are applying to — normally the country of your main destination, or of first entry where the trip is evenly split.

  • Bank statements, typically the last three to six months, in the applicant's own name
  • Income tax returns, commonly the last two to three years
  • Salary slips, or business registration and income proof if self-employed
  • Travel medical insurance meeting the Schengen minimum coverage requirement
  • Confirmed itinerary — flights and accommodation — for the dates applied for
  • Evidence of ties to India: employment, business, property, family
  • A net worth certificate, as supporting proof of assets the statements do not show

Format and validity

The certificate is issued on the Chartered Accountant's letterhead and carries a UDIN — ICAI requires one on every certificate a practising CA signs, and it can be verified by anyone on the ICAI portal at udin.icai.org. It states your name, PAN and address, the date of issue, an itemised list of assets at market value, a list of liabilities, and the net worth that follows from them, under the CA's signature, membership number and seal.

We issue with six to twelve months' validity, but some consulates will only consider financial documents dated within the last three months. If your appointment is already booked, have it issued close to that date rather than well in advance.

What you send us

  • PAN, Aadhaar and passport
  • Bank statements for six months, across all accounts
  • Income tax returns for the last three years, plus Form 26AS or AIS
  • Demat and mutual fund statements
  • Property documents, with a valuation where one exists
  • Fixed deposit receipts and loan statements
  • The visa application form, so the certificate matches what you have declared

Figures on the certificate have to agree with the documents behind them. A certificate showing a net worth that your statements and returns do not support is the most common reason a financial document gets challenged.

Turnaround

Twenty-four to seventy-two hours once the documents are complete; longer only where a property valuation has to be arranged. **See packages and pricing** — from ₹3,999, CA-signed with UDIN, in the format consulates expect. Applying to more than one country, or travelling as a family? The same certificate serves every application inside its validity period.

Transparent 3-tier pricing

Pick the speed and depth that matches your need. Same quality, same CA team — only the timeline changes.

starter

₹3,999₹5,999

Timeline: 24 to 72 hours

Net worth certificate for visa (1 person)
Embassy-accepted format
CA-signed + UDIN
Asset + liability statement
Courier / digital delivery
Property valuation + IT filing proof
MOST POPULAR

standard

₹6,999₹9,999

Timeline: 24 to 72 hours

Net worth certificate for visa (family / couple)
Embassy-accepted format + IT filing proof
CA-signed + UDIN + valuation
Asset + liability + property + ITR + 26AS
Courier / digital + embassy coordination
Re-issuance if embassy asks

pro

₹11,999₹16,999

Timeline: 5–7 days

Net worth certificate for visa (multi-family)
Comprehensive + embassy-accepted format
CA-signed + UDIN + valuation + IT history
Asset + liability + property + business interest
Courier / digital + embassy coordination
Re-issuance + interview support

Government fee — paid by you at actuals

None. A net worth certificate carries no government or statutory fee — it is issued by a practising Chartered Accountant under ICAI guidance and carries a UDIN, so the entire cost is the professional fee above. Any provider adding a "government fee" to a net worth certificate is padding the quote.

Every price above is a professional fee, excluding GST and government charges. 50% on delivery.

All fees and charges listed are indicative only and do not constitute a binding offer. Final amounts may vary depending on the volume of work and the complexity involved.

How it works

Hour 0

Document collection

PAN, Aadhaar, passport, bank statements (6 months), property, FDs, demat, IT returns (3 years), 26AS.

Hours 1–24

Asset + ITR verification

CA verifies all assets, ITRs, 26AS. Property valuation if needed. Format per embassy requirements.

Hours 24–72

Net worth certificate

CA-signed certificate in embassy-accepted format, with UDIN. Includes cover letter if required.

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Documents required

PAN + Aadhaar + Passport
Bank statements (6 months, all accounts)
IT returns (last 3 years)
Form 26AS / AIS
Demat + mutual fund statement
Property documents + valuation
Fixed deposit receipts
Loan statements
Visa application form (for reference)

Why CorporateWalla®?

Embassy-specific format

Each embassy (US, UK, Schengen, Canada, Australia) has specific format requirements. We follow them strictly to avoid rejection.

IT filing proof

Most embassies ask for ITR (last 3 years) + 26AS to verify declared income. We include this in the verification.

Property valuation

For property, market value + ready-reckoner rate is considered. Embassy may ask for valuation report.

CA-signed + UDIN

Embassies reject unsigned or non-CA-signed certificates. UDIN (Unique Document Identification Number) on the certificate is mandatory for ICAI compliance.

Frequently asked questions

Embassies (US, UK, Schengen, etc.) ask for a net worth certificate as proof of financial strength + ties to the home country. Helps them assess if you will return after the trip.

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